We
are NOT affiliated
with ANY of the
following lending institutions and neither are they
with us. We are
simply members of a private activity composed of liked minded
individuals in over 40 different countries who
are HELPING one another to achieve FINANCIAL
FREEDOM and FINANCIAL INDEPENDENCE through
the POWER of a method long used by the wealthy known
as CASH LEVERAGING.
IMPORTANT: While there
have been and are many individuals who utilize loan sources to
come aboard with our program, we feel that it is
IMPORTANT for you to understand that a LOAN
is still a LOAN and will eventually need to be paid
back. Although this is obvious information, it is
being stated with the intention of impressing upon you that
those choosing to utilize these sources SHOULD BE VERY SERIOUS
ABOUT DOING OUR PROGRAM.
The loans can be paid back in a
relatively short time fashion due to the nature of our program
as there have been MANY individuals who have become CONFIRMED
& QUALIFIED within 24 - 72
hours! We feel it our duty to simply
state that REGARDLESS of how GREAT our program truly is,
regardless of how GREAT our leads and lead systems truly are,
those NOT willing to actually
DO the program as instructed and
or attempt to do it WITHOUT meeting at
the very least the minimum amount of time
suggested to partake of it (1-2 hours per day) should
probably seek other methods of funding
.
For
information regarding the explanation of "Pay
Day Loans" / "Cash Advance Loans" feel free to go here:
Remember that
you don't have to accept or take the loan of the first
lending institution that approves you (whichever that may
be). You may want to look for a " second
opinion".
Just
because one lender gave you their quote DOES NOT
MEAN that another lender may not be able to
offer you a better quote.
Also keep in
mind that should you be denied from a lender for the amount of
the loan you are trying to obtain you can always ASK the
lender (if possible) would you be approved for a
smaller
amount.
For example,
you may be hoping to get approved for a $3500 loan (or whatever the
amount) and may get denied for that particular amount,
sometimes you will get told what amount you are able to be
approved for and sometimes not. If it is the
latter, simply ask them if you could be approved
for a lesser amount and if so, ask for how
much. It is probable that you will get
approved for an amount that is acceptable for you...
but again, you have to
ask.
It is also
proper to bring to your notice that having too MANY lenders
pull your credit report to review (MANY of these lenders do
not require a credit check) can put "blemishes" on your credit
report.
Below is a
list of more than enough lenders as well as
actual quotes taken from their individual websites
regarding the nature of the loans and conditions to meet
with approval. Feel free to review their
statements, as these sources should be able to make
possible a loan approval for just aboutANYONE.
SUGGESTION:
If you ARE a HOME OWNER
you may wish to try the # 3 and or # 4
selection (Money NOW! USA and American
General).You can of course try
utilizing ANY of the sources listed (or none at all).
(be sure to read their FAQ section to
familiarize yourself with this fantastic lending
group)
Prosper is a
peer to peer and or
people to people lending
group.
Prosper is a
marketplace for credit that enables
people to lend money to other
people in a safe, efficient manner.
Prosper is a leap back to a time when people formed credit
communities to help themselves live better lives and earn a
fair return on their money. Prosper's founding principle is
that people from close communities act more responsibly
towards each other. Prosper leverages this powerful concept of
group responsibility and applies it to person-to-person
lending�resulting in better interest rates for people that
borrow and lend.
Prosper enables people to create
groups, which borrowers join to request loans up to
$25,000 by posting listings indicating the maximum
interest rate they wish to pay. Lenders search
for and select these listings based on the borrower's
credit, debt profile, and group affiliation * . Lenders bid on
listings by indicating a minimum rate they are willing to
accept. When a loan is matched between borrower and lender,
Prosper handles all of the tasks needed for payment and
collection of the loan.
A Prosper
borrower is any person who is a U.S.
residentwith a credit score of at
least520, a bank
account, and a social security
number. After passing Prosper's anti-fraud and
identity checks, borrowers can request
unsecured loans from $1,000 to
$25,000 at rates they select. Borrowers
should join a group to ensure they get access to the best
rates. Prosper allows borrowers to post listings on the
platform regardless of their credit or income .
All loans provided are UNSECURED and the borrower is given 3
YEARS to pay the loan back with NO pre-payment penalties.
*NOTE:
The Prosper Group known as FIRST CHOICE
is in our opinion THE ABSOLUTE
BEST group to join. However, you may join
any group that you so choose. Keep in mind
that joining a group with a good to great overall group
reputation will extremely increase your chances at getting
funded rather than NOT joining a group . Again,
the Prosper Group known as FIRST CHOICE
is in our opinion THE
ABSOLUTE BEST group to
join.
a) Before you can join
the FIRST CHOICE group (or any
group for that matter), you must FIRST actually
become a registered member of Prosper . To
do so, simply go to Prosper's HOME page and CLICK on the red "Join
Now" button on the right hand side of the
webpage, fill in your information then CLICK Join Now.
b) You will soon thereafter
receive a registration confirmation request email
sent to you.
c) Confirm
your registration.
d) After
you have confirmed your registration, log in to Prosper.com. Underneath the red "Join Now" button it
reads "Already a member? Sign in now", CLICK
that and sign in using your email address and password you
selected.
e) Once
signed in, CLICK on the tab that reads "
Groups" toward the top of the page (found between the
tabs "Lend" and "Your Account"). Next, on the left hand
side where it reads " Search Groups", type
the word " first" in the "Keywords:" field
and CLICK "Search".
f) In the
Search Results field click on "FIRST CHOICE"
(it doesn't matter if you click on the one that reads
FIRST CHOICE or FIRST
CHOICE 2 ).
g) Scroll
down and read their ENTIRE Description (you will notice they
state that "When you are accepted to this group you will
receive detailed copyrighted
listing guidelines to help maximize your chances for
success"). Follow the instructions in their
Description to Join their group
.
h) Once you
join the FIRST CHOICE group you wil
shortly thereafter receive a email message informing you that
your group membership was approved, shortly followed
by another email message containing the
FIRST CHOICEBorrowers
Guidelines which is copywrited by the two founders of
the group to guide you on how to post your request
for a loan in such a way that your chances for getting funded
will be VERY HIGH.
Personal
Credit Services, Inc. state they have been helping people
since 1998. They state they are incorporated in the
State of New York and are a member of the United States
Chamber of Commerce. They state they have
provided their service to literally THOUSANDS of
customers over the last 8 years. They state that typical
approval amounts can be between $4,000 and
$10,000, but the amount can be higher as
well.
Personal Credit Services state they can help
people in 49 states. They state their service is Not available in North
Dakota.
This
source has a loan calculator that you can use on the
right hand side of the page when you get to the website.
On the left hand side of the page you want to click the second
link/bubble from the top that reads "Personal Loans".
Read the next page and then click APPLY NOW (if you have good
credit then click the link below that which should say CLICK
HERE).
They typically
look for 4 YEARS to pay the loan
back with no payments due for one month.
The loan is
usually provided within 24-72 hours and would be
a UNSECUREDPERSONAL
LOANWITH NO COLLATERAL REQUIREMENT
.
Bad credit is
okay and they provide personal loans for $1001 -
$15,000.
Payday Loans state they are available 24/7. They state
they are the fastest way to obtain a secure, online
cash advance. You simply fill out their
online loan application and you can have your cash advance
tomorrow.
No
Credit Checks! Borrow up to $1,500! No
Faxing Required! Easier Than Ever! 98% Approval Rate!
Good credit, bad credit or no
credit, they state you can qualify for a payday
loan today. With them your job is your credit
. They state that individuals don't have to let
past credit problems keep them from getting the
money they need, and they don't have to wait until
payday. They state that the application process takes only 3
minutes and that anyone can qualify!
No more lines. No more
inconvenience. They state that you've found your new payday
loan home. They also state that it's a great way to get a
boost of cash to tie you over to your next
paycheck.
For Individuals in Other
Countries OUTSIDE the USA
Wanting to use O .P.M
Sources:
The third selection (Money Now!
USA) is a good source, however, on the chance that they don't
service your particular country , simply
go to any major search engine (ie. YAHOO,
GOOGLE, MSN...etc) and do a
search for either "Personal Loans", "
Bad Credit Personal Loans", "Pay Day
Loans", "Cash Advance Loans" or
"Guaranteed Loans" according to your
particular country .
For example, if you reside in the
UKand you wanted to search for a
personal loan, you would do a search for "
UK Personal Loan". If you reside in
Canada you would do a search for
"Canada Personal Loan"...etc.
Aside from the
above ways to utilize OPM, many Members use some of the
strategies below:
